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Psalms 86:1

King James Version (KJV)
Adam Clarke
Bible Commentary

Bow down thine ear - Spoken after the manner of men: I am so low, and so weak, that, unless thou stoop to me, my voice cannot reach thee.

Poor and needy - I am afflicted, and destitute of the necessaries of life.

Albert Barnes
Notes on the Whole Bible

Bow down thine ear, O Lord, hear me - See the notes at Psalm 5:1.

For I am poor and needy - This is the reason here assigned why God should hear him. It is not a plea of merit. It is not that there was any claim on God in the fact that he was a poor and needy man - a sinner helpless and dependent, or that it would be any injustice if God should not hear, for a sinner has no claim to favor; but it is that this was a condition in which the aid of God was needed, and in which it was proper or appropriate for God to hear prayer, and to render help. We may always make our helplessness, our weakness, our poverty, our need, a ground of appeal to God; not as a claim of justice, but as a case in which he will glorify himself by a gracious interposition. It is also to be remarked that it is a matter of unspeakable thankfulness that the “poor and needy” may call upon God; that they will be as welcome as any class of people; that there is no condition of poverty and want so low that we are debarred from the privilege of approaching One who has infinite resources, and who is as willing to help as he is able.

Matthew Henry
Concise Bible Commentary
Our poverty and wretchedness, when felt, powerfully plead in our behalf at the throne of grace. The best self-preservation is to commit ourselves to God's keeping. I am one whom thou favourest, hast set apart for thyself, and made partaker of sanctifying grace. It is a great encouragement to prayer, to feel that we have received the converting grace of God, have learned to trust in him, and to be his servants. We may expect comfort from God, when we keep up our communion with God. God's goodness appears in two things, in giving and forgiving. Whatever others do, let us call upon God, and commit our case to him; we shall not seek in vain.