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Neither shalt thou lay upon him usury - נשך neshech, from nashach, to bite, cut, or pierce with the teeth; biting usury. So the Latins call it usura vorax, devouring usury. "The increase of usury is called נשך neshech, because it resembles the biting of a serpent; for as this is so small as scarcely to be perceptible at first, but the venom soon spreads and diffuses itself till it reaches the vitals, so the increase of usury, which at first is not perceived nor felt, at length grows so much as by degrees to devour another's substance." - Leigh.
It is evident that what is here said must be understood of accumulated usury, or what we call compound interest only; and accordingly נשך neshech is mentioned with and distinguished from תרביה tarbith and מרביה marbith, interest or simple interest, Leviticus 25:36, Leviticus 25:37; Proverbs 28:8; Ezekiel 18:8, Ezekiel 18:13, Ezekiel 18:17, and Exodus 22:12; - Parkhurst.
Perhaps usury may be more properly defined unlawful interest, receiving more for the loan of money than it is really worth, and more than the law allows. It is a wise regulation in the laws of England, that if a man be convicted of usury - taking unlawful interest, the bond or security is rendered void, and he forfeits treble the sum borrowed. Against such an oppressive practice the wisdom of God saw it essentially necessary to make a law to prevent a people, who were naturally what our Lord calls the Pharisees, φιλαργυροι, lovers of money, ( Luke 16:14;), from oppressing each other; and who, notwithstanding the law in the text, practice usury in all places of their dispersion to the present day.
See the notes at Leviticus 25:35-43; compare Deuteronomy 23:19.
The minds of the people, blinded and debased by slavery and heathenism, were not prepared to appreciate fully the far-reaching principles of God's ten precepts. That the obligations of the Decalogue might be more fully understood and enforced, additional precepts were given, illustrating and applying the principles of the Ten Commandments. These laws were called judgments, both because they were framed in infinite wisdom and equity and because the magistrates were to give judgment according to them. Unlike the Ten Commandments, they were delivered privately to Moses, who was to communicate them to the people. PP 310.1
The first of these laws related to servants. In ancient times criminals were sometimes sold into slavery by the judges; in some cases, debtors were sold by their creditors; and poverty even led persons to sell themselves or their children. But a Hebrew could not be sold as a slave for life. His term of service was limited to six years; on the seventh he was to be set at liberty. Manstealing, deliberate murder, and rebellion against parental authority were to be punished with death. The holding of slaves not of Israelitish birth was permitted, but their life and person were strictly guarded. The murderer of a slave was to be punished; an injury inflicted upon one by his master, though no more than the loss of a tooth, entitled him to his freedom. PP 310.2
The Israelites had lately been servants themselves, and now that they were to have servants under them, they were to beware of indulging the spirit of cruelty and exaction from which they had suffered under their Egyptian taskmasters. The memory of their own bitter servitude should enable them to put themselves in the servant's place, leading them to be kind and compassionate, to deal with others as they would wish to be dealt with. PP 310.3
The rights of widows and orphans were especially guarded, and a tender regard for their helpless condition was enjoined. “If thou afflict them in any wise,” the Lord declared, “and they cry at all unto Me, I will surely hear their cry; and My wrath shall wax hot, and I will kill you with the sword; and your wives shall be widows, and your children fatherless.” Aliens who united themselves with Israel were to be protected from wrong or oppression. “Thou shalt not oppress a stranger: for ye know the heart of a stranger, seeing ye were strangers in the land of Egypt.” PP 310.4
Read in context »“Ye shall do no unrighteousness in judgment, in measures of length, of weight, or of quantity.” “Thou shalt not have in thy bag diverse weights, a great and a small. Thou shalt not have in thy house diverse measures, a great and a small.” “Just balances, just weights, a just ephah, and a just hin, shall ye have.” Leviticus 19:35, A.R.V.; Deuteronomy 25:13, 14, A.R.V.; Leviticus 19:36, A.R.V. MH 188.1
“Give to him that asketh thee, and from him that would borrow of thee turn not thou away.” “The wicked borroweth, and payeth not again: but the righteous showeth mercy, and giveth.” Matthew 5:42; Psalm 37:21. MH 188.2
“Give counsel, execute justice; make thy shade as the night in the midst of the noonday; hide the outcasts; betray not the fugitive.” “Let Mine outcasts dwell with thee; ... be thou a covert to them from the face of the spoiler.” Isaiah 16:3 (A.R.V.), 4. MH 188.3
The plan of life that God gave to Israel was intended as an object lesson for all mankind. If these principles were carried out today, what a different place this world would be! MH 188.4
Within the vast boundaries of nature there is still room for the suffering and needy to find a home. Within her bosom there are resources sufficient to provide them with food. Hidden in the depths of the earth are blessings for all who have courage and will and perseverance to gather her treasures. MH 188.5
Read in context »God had also instructed through Moses: “If thou lend money to any of My people that is poor by thee, thou shalt not be to him as an usurer.” “Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of anything that is lent upon usury.” Exodus 22:25; Deuteronomy 23:19. Again He had said, “If there be among you a poor man of one of thy brethren within any of thy gates in thy land which the Lord thy God giveth thee, thou shalt not harden thine heart, nor shut thine hand from thy poor brother: but thou shalt open thine hand wide unto him, and shalt surely lend him sufficient for his need, in that which he wanteth.” “For the poor shall never cease out of the land: therefore I command thee, saying, Thou shalt open thine hand wide unto thy brother, to thy poor, and to thy needy, in thy land.” Deuteronomy 15:7, 8, 11. PK 647.1
At times following the return of the exiles from Babylon, the wealthy Jews had gone directly contrary to these commands. When the poor were obliged to borrow to pay tribute to the king, the wealthy had lent them money, but had exacted a high rate of interest. By taking mortgages on the lands of the poor, they had gradually reduced the unfortunate debtors to the deepest poverty. Many had been forced to sell their sons and daughters into servitude; and there seemed no hope of improving their condition, no way to redeem either their children or their lands, no prospect before them but ever-increasing distress, with perpetual want and bondage. Yet they were of the same nation, children of the same covenant, as their more favored brethren. PK 647.2
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